Debt Clinic Program for Eligible Personal Loan Customers

The Debt Clinic by SAM may assist eligible customers with unsecured personal-loan debt overdue by more than 120 days. The program offers repayment periods of up to 10 years at a low interest rate, and participants must refrain from taking on new debt during the initial period.

General eligibility stated in the original announcement

1. An individual with income who is no more than 70 years old.
2. Non-performing credit-card, cash-card or unsecured personal-loan debt owed to an institution participating in the program.
3. Debt classified as non-performing and overdue by more than 120 days; the current credit-bureau report must show at least 121–150 days past due.
4. Total debt of no more than THB 2 million.
5. The applicant must not be bankrupt.

For information, visit the Debt Clinic website or call 1443. All applications are subject to the program operator’s current terms and assessment.