Muangthai Capital

About Us

Muangthai Capital: our journey from then to today

Muangthai Capital Public Company Limited

Providing loan services since 1992

We focus on motorcycle title loans
and hold the largest market share in Thailand.

To meet growing customer needs, we also provide title loans for all vehicle types, agricultural vehicle loans, personal loans, nano finance loans, land title loans, and compulsory motor insurance services for customer convenience.

Our History

2022

2022

  • Established Muangthai Pay Later Co., Ltd. to provide loans for general consumer goods and agricultural products.
  • Partnered with two global organizations: the Japan International Cooperation Agency (JICA) and Sumitomo Mitsui Banking Corporation (SMBC).
2023

2023

Received funding support from DEG and SMBC to help strengthen Thai society and build a sustainable economic foundation.

2024

2024

  • Set a target to achieve Net Zero by 2050.
  • Advanced toward international standards through assessments by European rating agency MFR and Germany’s KfW DEG.
  • Formed a partnership with Bank of China (BOC).
  • Launched online personal accident insurance sales.
2025

2025

  • Introduced Provincial Electricity Authority (PEA) bill payment services for greater customer convenience.
  • Partnered with ADB and SMBC to expand financial opportunities for women in rural Thailand.

Vision

To maintain our position as the No. 1 leader
in the microfinance business.
Muangthai Capital head office and vehicles supported by our loan services

Mission

  1. Expand customer service coverage to every region of Thailand through full branches, sub-branches, and service centers, with a target of 9,000 branches in 2026.
  2. Achieve the No. 1 market share in every operating area and grow the company’s customer base every year.
  3. Achieve the highest average loan disbursement per employee among comparable businesses.
  4. Prioritize governance and debt management, using the MTC Model as an operating tool.
  5. Deliver excellent service and the highest level of customer satisfaction.
Mr. Chuchat Petaumpai, Chairman of the Executive Committee, Muangthai Capital Public Company Limited

Message from the Chairman of the Executive Committee

“Moving Forward with Muangthai Capital”

For more than 30 years, the company has remained committed to developing products and services that meet customers’ needs. We have applied technology to make our services more convenient and efficient. The experience of our organization and our people has earned customer confidence, reflected in continuous and stable growth through periods of crisis and change, and has helped us become a leader in microfinance.

Important steps and future challenges Rapid advances in technology, changing customer expectations, and business competition require us to prepare for challenges in every dimension. We will continue to improve because we believe our business can strengthen Thailand’s grassroots economy, expand access to funding, and help reduce inequality in financial access.

A sustainable business alongside a sustainable society We recognize our role in building a sustainable business through good governance, transparency, and fairness. We manage environmental, social, and economic responsibilities under ESG principles while remaining committed to our vision and mission. We will continue to conduct business responsibly, grow sustainably, and move forward alongside Thai society.

Mr. Chuchat Petaumpai

Director / Chairman of the Executive Committee

Awards and Recognition

Awards and recognition received by Muangthai Capital Public Company Limited

Showing award set 1 of 7