Muangthai Capital
Personal loan service

Personal Loan

A personal loan for everyday expenses, suitable for customers seeking short-term funds for urgent needs.

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  • Interest rate: 1.14–1.15% per month, equivalent to an effective interest rate of 24–25% per year.
  • Borrow only what you need and can afford to repay.

Loan Details

Product Highlights

  • No guarantor or collateral required
  • Loans start from 5,000 THB, with further borrowing available for customers with a good repayment record
  • Repayment terms up to 36 months

Required Documents

  1. National ID card
  2. For new customers: original electricity bills for the previous six months, with no overdue balance and monthly payments of at least 300 THB, or supporting information from the government Your Data service. The applicant’s name must match the name on the electricity bill.
  3. Farmer registration book, if available

Applicant Qualifications

  1. An individual aged 20–70 years
  2. General customers who meet the conditions specified by the Company may be considered
  3. The applicant must not be on the Company’s blacklist

Note* Loan approval and conditions are subject to the Company’s criteria.

  1. Interest rates and fees are subject to the Company’s announcement.
  2. Interest and fees are calculated on a reducing-balance basis.
  3. Approval, applicant and guarantor qualifications, collateral, loan amount, and other conditions are subject to the Company’s discretion.

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Loan Calculator

THB
Repayment term (months)

Note*

  • The monthly installment shown is an initial estimate only and cannot be used as a loan application reference.
  • Interest rates and fees may change according to the Company’s announcements.
  • Approval is subject to the Company’s criteria and the discretion of the relevant branch.
  • A longer repayment term increases the total interest paid over the agreement period.