Interest rate: 1.14–1.15% per month, equivalent to an effective interest rate of 24–25% per year.
Borrow only what you need and can afford to repay.
Loan Details
Product Highlights
No guarantor or collateral required
Loans start from 5,000 THB, with further borrowing available for customers with a good repayment record
Repayment terms up to 36 months
Required Documents
National ID card
For new customers: original electricity bills for the previous six months, with no overdue balance and monthly payments of at least 300 THB, or supporting information from the government Your Data service. The applicant’s name must match the name on the electricity bill.
Farmer registration book, if available
Applicant Qualifications
An individual aged 20–70 years
General customers who meet the conditions specified by the Company may be considered
The applicant must not be on the Company’s blacklist
Note* Loan approval and conditions are subject to
the Company’s criteria.
Interest rates and fees are subject to the Company’s announcement.
Interest and fees are calculated on a reducing-balance basis.
Approval, applicant and guarantor qualifications, collateral, loan amount, and other conditions are subject to the Company’s discretion.