Articles

Five Warning Signs of Problem Debt

Five signs that debt may be becoming difficult to manage and when it may be time to seek support.

A practical three-step approach to avoiding new debt, paying on time and making additional repayments where appropriate.

Seven everyday habits that can help strengthen savings, manage debt and build long-term financial security.

Practical steps to consider when your income falls and you are struggling to keep up with repayments.

Simple ways to divide income, save before spending and set savings goals.

Reduce unnecessary spending, seek mediation and consider a regulated source of finance when addressing informal debt.

Late or missed loan payments may lead to additional costs, an adverse repayment record and legal action.

Five possible steps for dealing with high-interest informal debt and finding regulated support.

Before applying for a loan, assess your needs, compare options and make sure the repayments are manageable.